{"id":1706,"date":"2025-08-09T13:45:57","date_gmt":"2025-08-09T10:45:57","guid":{"rendered":"https:\/\/doinasia.com\/?p=1706"},"modified":"2025-08-09T13:45:58","modified_gmt":"2025-08-09T10:45:58","slug":"%e6%95%b0%e5%ad%97%e9%92%b1%e5%8c%85-%e6%96%b0%e5%8a%a0%e5%9d%a1%e6%94%af%e4%bb%98","status":"publish","type":"post","link":"https:\/\/doinasia.com\/zh\/%e6%95%b0%e5%ad%97%e9%92%b1%e5%8c%85-%e6%96%b0%e5%8a%a0%e5%9d%a1%e6%94%af%e4%bb%98\/","title":{"rendered":"\u5b89\u5168\u7684\u5728\u7ebf\u652f\u4ed8\uff1a\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305\u5982\u4f55\u8fd0\u4f5c"},"content":{"rendered":"<div class=\"content-block-1\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\" id=\"unique-article-container-id-2847\">\n<h1 class=\"header-elite-designation-923\">\n\u5b89\u5168\u7684\u5728\u7ebf\u652f\u4ed8\uff1a\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305\u5982\u4f55\u8fd0\u4f5c\n<\/h1>\n\n<p>\n\u4f60\u6709\u6ca1\u6709\u8b66\u60d5\u5730\u76ef\u7740\u201c\u7acb\u5373\u652f\u4ed8\u201d\u6309\u94ae\uff0c\u62c5\u5fc3\u4f60\u7684\u94f6\u884c\u5361\u4fe1\u606f\u4f1a\u4e0d\u4f1a\u51fa\u73b0\u5728\u4e0d\u8be5\u51fa\u73b0\u7684\u5730\u65b9\uff1f\u5982\u4eca\uff0c\u5c24\u5176\u662f\u5728\u65b0\u52a0\u5761\uff0c\u6570\u5b57\u94b1\u5305\u4f3c\u4e4e\u627f\u8bfa\u63d0\u4f9b\u5b89\u5168\u3001\u51e0\u4e4e\u65e0\u6469\u64e6\u7684\u652f\u4ed8\uff0c\u4f46\u5b83\u4eec\u771f\u7684\u50cf\u5ba3\u4f20\u7684\u90a3\u6837\u5b89\u5168\u5417\uff1f\u81ea\u4ece2019\u5e74\u624b\u673a\u94b1\u5305\u5f00\u59cb\u51fa\u73b0\u5728\u4e2d\u5cc7\u9c81\u548c\u52ff\u6d1b\u7684\u5c0f\u8d29\u644a\u4f4d\u751a\u81f3\u5c0f\u5546\u5e97\u4ee5\u6765\uff0c\u6211\u4e00\u76f4\u5728\u53cd\u590d\u95ee\u81ea\u5df1\u8fd9\u4e2a\u95ee\u9898\u3002\u73b0\u5728\u6700\u8ba9\u6211\u9707\u60ca\u7684\u662f\uff0c\u4ec5\u4ec5\u56db\u5e74\u8fc7\u53bb\u4e86\uff0c\u73b0\u91d1\u5374\u611f\u89c9\u51e0\u4e4e\u7b28\u62d9\u2014\u2014\u771f\u7684\u6210\u4e86\u53e4\u8463\u3002\u7136\u800c\uff0c\u65b0\u52a0\u5761\u6bcf\u4e00\u6b21\u5411\u6570\u5b57\u652f\u4ed8\u7684\u8f6c\u53d8\u90fd\u5e26\u6765\u4e86\u65b0\u7684\u5b89\u5168\u9690\u60a3\u3002\u8bf4\u771f\u7684\uff0c\u6709\u4eba\u7b2c\u4e00\u6b21\u7528\u624b\u673a\u4e70\u5496\u5561\u65f6\u4e5f\u4f1a\u611f\u5230\u6709\u70b9\u6050\u614c\u5417\uff1f<\/p>\n\n<p>\n\u6839\u636e\u6211\u7684\u7ecf\u9a8c\uff0c\u6570\u5b57\u94b1\u5305\u786e\u5b9e\u517c\u5177\u4fbf\u6377\u6027\u548c\u5b89\u5168\u6027\u2014\u2014\u4f46\u524d\u63d0\u662f\u4f60\u77e5\u9053\u5982\u4f55\u660e\u667a\u5730\u4f7f\u7528\u5b83\u4eec\u3002\u672c\u6307\u5357\u9002\u7528\u4e8e\u5728\u65b0\u52a0\u5761\u751f\u6d3b\u3001\u5de5\u4f5c\u6216\u8d2d\u7269\u7684\u4efb\u4f55\u4eba\uff0c\u4ed6\u4eec\u5e0c\u671b\u83b7\u5f97\u5173\u4e8e\u4f7f\u7528\u6570\u5b57\u94b1\u5305\u8fdb\u884c\u5b89\u5168\u5728\u7ebf\u652f\u4ed8\u7684\u5b9e\u7528\u4e14\u53ef\u64cd\u4f5c\u7684\u5efa\u8bae\u3002\u65e0\u8bba\u4f60\u662f\u624b\u5934\u7d27\u63e1\u73b0\u91d1\u7684\u65b0\u624b\uff0c\u8fd8\u662f\u7cbe\u660e\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u6b63\u5728\u6bd4\u8f83\u7535\u5b50\u94b1\u5305\u7684\u5b89\u5168\u534f\u8bae\uff0c\u4f60\u90fd\u80fd\u5728\u8fd9\u91cc\u627e\u5230\u6240\u9700\u7684\u4e1c\u897f\u3002\u6211\u5c06\u5e26\u4f60\u4e86\u89e3\u65b0\u52a0\u5761\u7684\u5404\u79cd\u6570\u5b57\u94b1\u5305\u9009\u62e9\uff0c\u63ed\u793a\u73b0\u5b9e\u4e16\u754c\u4e2d\u7684\u6700\u4f73\u5b89\u5168\u5b9e\u8df5\uff0c\u5206\u4eab\u4e00\u4e9b\u65e0\u610f\u4e4b\u5931\uff08\u662f\u7684\uff0c\u6211\u66fe\u7ecf\u5dee\u70b9\u4e3a\u4e86\u4e00\u7897\u53fb\u6c99\u4ed8\u4e86\u4e24\u6b21\u94b1\uff01\uff09\uff0c\u5e76\u89e3\u7b54\u6000\u7591\u8bba\u8005\u5bf9\u652f\u4ed8\u5e94\u7528\u63d0\u51fa\u7684\u6bcf\u4e00\u4e2a\u68d8\u624b\u95ee\u9898\u3002\u8ba9\u6211\u4eec\u4e00\u8d77\u7406\u89e3\u8fd9\u4e2a\u5feb\u901f\u53d1\u5c55\u7684\u91d1\u878d\u79d1\u6280\u9886\u57df\u3002\n<\/p>\n\n<div class=\"navigation-hub-professional-156\">\n<h3 class=\"subheader-tier3-designation-925\">\u76ee\u5f55<\/h3>\n<ul class=\"list-unordered-custom-890\">\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-1\">\u6982\u8ff0\uff1a\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305<\/a>\n  <\/li>\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-2\">\u6570\u5b57\u94b1\u5305\u7684\u5de5\u4f5c\u539f\u7406<\/a>\n  <\/li>\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-3\">\u65b0\u52a0\u5761\u4e3b\u8981\u7684\u6570\u5b57\u94b1\u5305\u7c7b\u578b<\/a>\n  <\/li>\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-4\">\u5b89\u5168\uff1a\u98ce\u9669\u4e0e\u4fdd\u62a4<\/a>\n  <\/li>\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-5\">\u5b9e\u7528\u6b65\u9aa4\uff1a\u8bbe\u7f6e\u548c\u4f7f\u7528\u94b1\u5305<\/a>\n  <\/li>\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-6\">\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/a>\n  <\/li>\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-7\">\u672a\u6765\u8d8b\u52bf\u4e0e\u6280\u5de7<\/a>\n  <\/li>\n  <li class=\"list-item-spaced-112\">\n    <a class=\"link-dotted-hover-567\" href=\"#section-8\">\u53c2\u8003\u6587\u732e\u53ca\u5ef6\u4f38\u9605\u8bfb<\/a>\n  <\/li>\n<\/ul>\n<\/div>\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-1\">\u6982\u8ff0\uff1a\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305<\/h2>\n\n<p>\n\u9996\u5148\uff0c\u6570\u5b57\u94b1\u5305\u5e76\u975e\u65b0\u9c9c\u4e8b\u7269\u2014\u2014\u53ea\u662f\u5b83\u5728\u8fd9\u91cc\u666e\u53ca\u7684\u901f\u5ea6\u6bd4\u4efb\u4f55\u4eba\u9884\u671f\u7684\u90fd\u8981\u5feb\u5f97\u591a\u3002\u65e9\u4e9b\u5e74\uff0c\u4f60\u4f1a\u53d1\u73b0\u4eba\u4eec\u7d27\u5f20\u5730\u6446\u5f04\u7740\u624b\u673a\uff0c\u53cd\u590d\u6838\u5bf9\u5bc6\u7801\uff0c\u53ea\u4e3a\u5728\u65e7\u673a\u573a\u8def\uff08Old Airport Road\uff09\u4e70\u4e00\u4efd\u6930\u6d46\u996d\uff08Nasi Lemak\uff09\u5c31\u9910\u65f6\u652f\u4ed8\u8d39\u7528\u3002\u5feb\u8fdb\u52302025\u5e74\uff0c\u65b0\u52a0\u5761\u5728\u5b89\u5168\u6570\u5b57\u94b1\u5305\u666e\u53ca\u7387\u65b9\u9762\u9886\u5148\u4e1c\u5357\u4e9a\uff0c\u8d85\u8fc780%\u7684\u4eba\u53e3\u7ecf\u5e38\u4f7f\u7528\u6570\u5b57\u94b1\u5305\u8fdb\u884c\u5728\u7ebf\u8d2d\u7269\u3001\u5728\u5c0f\u8d29\u4e2d\u5fc3\u7528\u9910\uff0c\u751a\u81f3\u652f\u4ed8\u6c34\u7535\u8d39\u3002<a href=\"#ref-1\" class=\"reference-marker-inline-951\">1<\/a>. \u5237\u5361\u6d88\u8d39\u786e\u5b9e\u5df2\u7ecf\u6210\u4e3a\u4e00\u79cd\u5168\u6c11\u5a31\u4e50\u6d3b\u52a8\u3002<\/p>\n\n<div class=\"country-fact-box-855\">\n<p><strong>\u56fd\u5bb6\u6982\u51b5\uff1a<\/strong> \u65b0\u52a0\u5761\u662f\u4e9a\u6d32\u7b2c\u4e00\u4e2a\u5f3a\u5236\u6301\u724c\u6570\u5b57\u94b1\u5305\u63d0\u4f9b\u5546\u4e4b\u95f4\u8fdb\u884c\u7535\u5b50\u652f\u4ed8\u4e92\u64cd\u4f5c\u7684\u56fd\u5bb6\uff0c\u6839\u636e\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u4e8e 2023 \u5e74\u5e95\u53d1\u5e03\u7684\u6307\u5357\uff0c\u8be5\u6307\u5357\u7b80\u5316\u4e86\u5b89\u5168\u63aa\u65bd\u5e76\u65b9\u4fbf\u4e86\u7528\u6237<a href=\"#ref-2\" class=\"reference-marker-inline-951\">2<\/a>.<\/p>\n<\/div>\n\n<p>\n\u90a3\u4e48\uff0c\u65b0\u52a0\u5761\u4e3a\u4f55\u9886\u5148\uff1f\u6211\u8ba4\u4e3a\u539f\u56e0\u591a\u79cd\u591a\u6837\uff1a\u5f3a\u5927\u7684\u79d1\u6280\u57fa\u7840\u8bbe\u65bd\u3001\u653f\u5e9c\u5bf9\u65e0\u73b0\u91d1\u652f\u4ed8\u7684\u652f\u6301\u3001\u9ad8\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\uff0c\u4ee5\u53ca\u6d88\u8d39\u8005\u5bf9\u4fbf\u5229\u6027\u548c\u5b89\u5168\u6027\u7684\u5f3a\u70c8\u9700\u6c42\u3002\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS) \u5236\u5b9a\u4e86\u4e25\u683c\u7684\u6807\u51c6\uff0c\u4f46\u672c\u571f\u521b\u65b0\u2014\u2014\u4f8b\u5982 GrabPay\u3001PayNow\u3001DBS PayLah!\u3001ShopeePay \u548c FavePay\u2014\u2014\u624d\u662f\u4fdd\u6301\u5e02\u573a\u7ade\u4e89\u529b\u548c\u4ee5\u7528\u6237\u4e3a\u4e2d\u5fc3\u7684\u5173\u952e\u3002<a href=\"#ref-3\" class=\"reference-marker-inline-951\">3<\/a>\u3002\u5b9e\u9645\u4e0a\uff0c\u8ba9\u6211\u6f84\u6e05\u4e00\u4e0b\uff1a\u653f\u5e9c\u76d1\u7ba1\u963b\u6b62\u4e86\u5927\u591a\u6570\u75af\u72c2\u7684\u5b9e\u9a8c\uff0c\u4f46\u968f\u7740\u6d88\u8d39\u8005\u8981\u6c42\u8d8a\u6765\u8d8a\u9ad8\u4ee5\u53ca\u7f51\u7edc\u98ce\u9669\u4e0d\u65ad\u53d8\u5316\uff0c\u94b1\u5305\u7684\u529f\u80fd\u4e5f\u5728\u4e0d\u65ad\u53d1\u5c55\u3002\n<\/p>\n\n<p>\n\u6709\u6ca1\u6709\u60f3\u8fc7\uff0c\u75ab\u60c5\u671f\u95f4\u6570\u5b57\u94b1\u5305\u7684\u4f7f\u7528\u91cf\u4e3a\u4f55\u4f1a\u6fc0\u589e\uff1f\u8fd9\u4e0d\u4ec5\u4ec5\u662f\u793e\u4ea4\u9694\u79bb\u7684\u7f18\u6545\u3002\u5728\u6211\u770b\u6765\uff0c\u771f\u6b63\u7684\u63a8\u52a8\u529b\u6765\u81ea\u4e8e\u5546\u5bb6\u610f\u8bc6\u5230\uff08\u610f\u8bc6\u5230\uff01\uff09\u73b0\u91d1\u4e00\u5ea6\u51e0\u4e4e\u6beb\u65e0\u7528\u5904\uff0c\u800c\u653f\u5e9c\u53c8\u5c3d\u53ef\u80fd\u7b80\u5316\u4e86\u626b\u63cf\u548c\u652f\u4ed8\u6d41\u7a0b\u3002\u6570\u5b57\u94b1\u5305\u7684\u4f7f\u7528\u91cf\u6fc0\u589e\u2014\u2014\u6570\u91cf\u60ca\u4eba\u3002<a href=\"#ref-4\" class=\"reference-marker-inline-951\">4<\/a>\u5c31\u8fde\u91d1\u6587\u6cf0\u7684\u963f\u59e8\u4eec\u4e5f\u5f00\u59cb\u4f7f\u7528\u4e8c\u7ef4\u7801\u652f\u4ed8\uff0c\u7a81\u7136\u95f4\uff0c\u73b0\u91d1\u5c31\u50cf\u4e00\u4e2a\u65f6\u95f4\u80f6\u56ca\u3002\u5982\u4eca\uff0c\u201c\u6570\u5b57\u94b1\u5305\u201d\u7684\u542b\u4e49\u5df2\u4e0d\u518d\u4ec5\u9650\u4e8e Apple Pay \u6216 Google Pay\uff1b\u5b83\u6db5\u76d6\u4e86\u652f\u4ed8\u5e94\u7528\u3001\u94f6\u884c\u96c6\u6210\u548c\u7535\u5546\u5e73\u53f0\u7b49\u5f3a\u5927\u7684\u751f\u6001\u7cfb\u7edf\u3002<\/p>\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-2\">\u6570\u5b57\u94b1\u5305\u7684\u5de5\u4f5c\u539f\u7406<\/h2>\n<p>\n\u597d\u5427\uff0c\u8ba9\u6211\u4eec\u9000\u4e00\u6b65\u6765\u8bf4\u3002\u4ec0\u4e48\u662f\u201c\u6570\u5b57\u94b1\u5305\u201d\uff1f\u5b83\u7684\u6838\u5fc3\u662f\u624b\u673a\u3001\u5e73\u677f\u7535\u8111\u6216\u8ba1\u7b97\u673a\u4e0a\u7684\u5b89\u5168\u5e94\u7528\u7a0b\u5e8f\uff0c\u7528\u4e8e\u5b58\u50a8\u60a8\u7684\u652f\u4ed8\u4fe1\u606f\u2014\u2014\u4fe1\u7528\u5361\u3001\u501f\u8bb0\u5361\u3001\u94f6\u884c\u8d26\u6237\uff0c\u4ee5\u53ca\u5f88\u591a\u60c5\u51b5\u4e0b\u7684\u4f1a\u5458\u5361\u548c\u7535\u5b50\u73b0\u91d1\u5238\u3002\u5f53\u60a8\u5728\u7ebf\u652f\u4ed8\u6216\u5728\u672c\u5730\u5546\u5e97\u626b\u63cf\u65f6\uff0c\u94b1\u5305\u4f1a\u52a0\u5bc6\u60a8\u7684\u8be6\u7ec6\u4fe1\u606f\u5e76\u5b8c\u6210\u4ea4\u6613\u3002\u60a8\u662f\u5426\u6ce8\u610f\u5230\u73b0\u5728\u53ea\u9700\u8f7b\u70b9\u4e24\u4e0b\u5373\u53ef\u5b8c\u6210\u652f\u4ed8\uff1f\u5e55\u540e\u7684\u201c\u9b54\u6cd5\u201d\u662f\u9ad8\u5bc6\u5ea6\u52a0\u5bc6\u548c\u5b89\u5168\u7684\u670d\u52a1\u5668\u3002<\/p>\n\n<p>\n\u901a\u5e38\uff0c\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305\u4f1a\u4f7f\u7528\u51e0\u4e2a\u5b89\u5168\u5c42\uff1a<\/p>\n<ul class=\"list-unordered-custom-890\">\n  <li class=\"list-item-spaced-112\">\u6807\u8bb0\u5316\uff1a\u60a8\u7684\u5361\u4fe1\u606f\u5c06\u88ab\u201c\u4ee4\u724c\u201d\u53d6\u4ee3\u2014\u2014\u7528\u4e8e\u4ed8\u6b3e\u7684\u4e34\u65f6\u4ee3\u7801\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u751f\u7269\u8bc6\u522b\u8ba4\u8bc1\uff1a\u9762\u90e8\u8bc6\u522b\u3001\u6307\u7eb9\u6216\u8bed\u97f3\u9a8c\u8bc1\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u53cc\u91cd\u8eab\u4efd\u9a8c\u8bc1\uff1a\u5bc6\u7801\u52a0\u4e0a\u4e00\u6b21\u6027\u77ed\u4fe1\u4ee3\u7801\u6216\u5e94\u7528\u7a0b\u5e8f\u901a\u77e5\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u52a0\u5bc6\uff08SSL\/TLS\uff09\uff1a\u5bf9\u60a8\u7684\u6570\u636e\u8fdb\u884c\u52a0\u5bc6\uff0c\u8fd9\u6837\u5373\u4f7f\u88ab\u62e6\u622a\u4e5f\u65e0\u6cd5\u8bfb\u53d6\u3002<\/li>\n<\/ul>\n\n<p>\n\u8fd9\u5bf9\u65b0\u52a0\u5761\u7528\u6237\u610f\u5473\u7740\u4ec0\u4e48\uff1f\u8bf4\u5b9e\u8bdd\uff0c\u5b83\u51e0\u4e4e\u662f\u9690\u5f62\u7684\u2014\u2014\u4f46\u5374\u81f3\u5173\u91cd\u8981\u3002\u6211\u4ee5\u524d\u89c9\u5f97\u751f\u7269\u8bc6\u522b\u6280\u672f\u6709\u70b9\u79d1\u5e7b\uff0c\u4f46\u73b0\u5728\u6211\u770b\u5230\u652f\u4ed8\u6b3a\u8bc8\u7387\u5927\u5e45\u4e0b\u964d\uff08MAS \u62a5\u544a\u4e2d\u63d0\u4f9b\u4e86\u771f\u5b9e\u7684\u6570\u636e\uff09\uff0c\u6211\u5bf9\u6b64\u6df1\u4fe1\u4e0d\u7591\u3002\u4ece\u5b89\u5168\u89d2\u5ea6\u6765\u770b\uff0c\u6570\u5b57\u94b1\u5305\u901a\u5e38\u6bd4\u4f20\u7edf\u7684\u94f6\u884c\u5361\u652f\u4ed8\u63d0\u4f9b\u66f4\u5f3a\u5927\u7684\u4fdd\u62a4\u3002\u4e0d\u8fc7\uff0c\u5e76\u975e\u6240\u6709\u94b1\u5305\u90fd\u751f\u6765\u5e73\u7b49\uff0c\u6709\u4e9b\u94f6\u884c\u63d0\u4f9b\u6bd4\u5176\u4ed6\u94f6\u884c\u66f4\u5f3a\u7684\u9ed8\u8ba4\u4fdd\u62a4\u548c\u66f4\u5feb\u7684\u6b3a\u8bc8\u54cd\u5e94\u901f\u5ea6\u3002<a href=\"#ref-5\" class=\"reference-marker-inline-951\">5<\/a>.\n<\/p>\n\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u5173\u952e\u89c1\u89e3\uff1a<\/h3>\n<p>\u65b0\u52a0\u5761\u7684\u76d1\u7ba1\u91cd\u70b9\u662f\u7535\u5b50\u652f\u4ed8\u5b89\u5168\uff0c\u52a0\u4e0a\u81ea 2022 \u5e74\u4ee5\u6765\u5f00\u5c55\u7684\u6d88\u8d39\u8005\u6559\u80b2\u6d3b\u52a8\uff0c\u5bfc\u81f4\u4e0e\u652f\u4ed8\u76f8\u5173\u7684\u7f51\u7edc\u72af\u7f6a\u5927\u5e45\u51cf\u5c11\u2014\u2014\u5c3d\u7ba1\u6ca1\u6709\u4efb\u4f55\u7cfb\u7edf\u662f\u7edd\u5bf9\u4e07\u65e0\u4e00\u5931\u7684\u3002<\/p>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<div class=\"wp-block-cover alignwide has-parallax is-light\"><div class=\"wp-block-cover__image-background wp-image-1248 size-full has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/doinasia.com\/wp-content\/uploads\/2025\/08\/retail-counter-contactless-payment-smartphone.jpeg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#8a7964\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"content-block-2\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\" id=\"unique-article-container-id-2847\">\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-3\">\u65b0\u52a0\u5761\u4e3b\u8981\u7684\u6570\u5b57\u94b1\u5305\u7c7b\u578b<\/h2>\n<p>\n\u5f53\u670b\u53cb\u95ee\u201c\u54ea\u4e2a\u6570\u5b57\u94b1\u5305\u6700\u5b89\u5168\uff1f\u201d\u65f6\uff0c\u6211\u4e0d\u5f97\u4e0d\u8bf4\u2014\u2014\u8fd9\u53d6\u51b3\u4e8e\u4f60\u7684\u9700\u6c42\u3002\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305\u5e02\u573a\u5305\u62ec\u94f6\u884c\u5173\u8054\u5e94\u7528\uff08DBS PayLah!\u3001OCBC Pay Someone\uff09\u3001\u5168\u7403\u94b1\u5305\uff08Apple Pay\u3001Google Pay\uff09\u3001\u5546\u6237\u94b1\u5305\uff08FavePay\u3001ShopeePay\uff09\u4ee5\u53ca\u591a\u529f\u80fd\u5e73\u53f0\uff08GrabPay\u3001Wise\uff09\u3002\u6bcf\u79cd\u94b1\u5305\u90fd\u6709\u5176\u72ec\u7279\u7684\u529f\u80fd\u3001\u9650\u5236\u548c\u5b89\u5168\u534f\u8bae\u3002\u8ba9\u6211\u5174\u594b\u7684\u662f\uff0c\u7ade\u4e89\u63a8\u52a8\u4e86\u4f9b\u5e94\u5546\u7684\u521b\u65b0\u2014\u2014\u4e00\u4e9b\u4f9b\u5e94\u5546\u73b0\u5728\u63d0\u4f9b\u76f4\u63a5\u9000\u6b3e\u3001\u591a\u5e01\u79cd\u652f\u4ed8\u548c\u5373\u65f6\u6b3a\u8bc8\u8b66\u62a5\u3002\u963f\u59e8\u7ea7\u7528\u6237\u666e\u53ca\uff1f\u5982\u679c\u6ca1\u6709\u8fd9\u4e9b\u6539\u8fdb\uff0c\u8fd9\u4e0d\u592a\u53ef\u80fd\u3002\n<\/p>\n\n<p>\n\u6211\u8bb0\u5f97\u53bb\u5e74\u548c\u4e00\u4f4d\u5ba2\u6237\u804a\u5929\uff0c\u4ed6\u975e\u5e38\u63a8\u5d07 Apple Pay\uff0c\u201c\u56e0\u4e3a\u6211\u7684 iPhone \u603b\u662f\u968f\u8eab\u5e26\u7740\u201d\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u4e00\u4f4d\u540c\u4e8b\uff08\u8ba9\u6211\u6f84\u6e05\u4e00\u4e0b\uff0c\u4ed6\u662f\u4e00\u4f4d\u52a0\u5bc6\u8d27\u5e01\u7231\u597d\u8005\uff09\u5219\u63a8\u8350 GrabPay \u4e0e\u6253\u8f66\u548c\u5916\u5356\u7684\u65e0\u7f1d\u96c6\u6210\u3002\u8bf4\u5b9e\u8bdd\uff0c\u8fd9\u4e24\u6b3e\u5e94\u7528\u90fd\u5f88\u5f3a\u5927\uff0c\u4f46\u5b83\u4eec\u7684\u5b89\u5168\u6027\u53d6\u51b3\u4e8e\u8bbe\u7f6e\u2014\u2014Face ID \u662f\u5426\u5f00\u542f\u3001\u53cc\u91cd\u8eab\u4efd\u9a8c\u8bc1\u662f\u5426\u542f\u7528\u3001\u4ea4\u6613\u901a\u77e5\u662f\u5426\u542f\u7528\u3002\u6709\u8da3\u7684\u662f\uff0c\u6211\u4ee5\u524d\u4f1a\u5ffd\u7565\u63a8\u9001\u63d0\u9192\uff0c\u4f46\u5728\u770b\u5230\u670b\u53cb\u7acb\u5373\u53d1\u73b0\u53ef\u7591\u6536\u8d39\u540e\uff0c\u6211\u73b0\u5728\u5c31\u628a\u5b83\u4eec\u89c6\u4e3a\u5fc5\u9700\u54c1\u3002\n<\/p>\n\n<table class=\"data-table-professional-667\">\n  <tr class=\"table-row-alternating-556\">\n    <th class=\"table-header-cell-223\">\u94b1\u5305\u7c7b\u578b<\/th>\n    <th class=\"table-header-cell-223\">\u793a\u4f8b<\/th>\n    <th class=\"table-header-cell-223\">\u5b89\u5168\u529f\u80fd<\/th>\n    <th class=\"table-header-cell-223\">\u6700\u4f73\u7528\u4f8b<\/th>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u4e0e\u94f6\u884c\u6302\u94a9<\/td>\n    <td class=\"table-data-cell-224\">DBS PayLah!\u3001\u534e\u4fa8\u94f6\u884c\u652f\u4ed8\u4efb\u4f55\u4eba<\/td>\n    <td class=\"table-data-cell-224\">\u751f\u7269\u8bc6\u522b\u30012FA\u3001MAS \u5408\u89c4<\/td>\n    <td class=\"table-data-cell-224\">\u4e00\u822c\u8d2d\u7269\u3001\u516c\u7528\u4e8b\u4e1a\u3001P2P \u8f6c\u8d26<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u5168\u7403\u7684<\/td>\n    <td class=\"table-data-cell-224\">\u82f9\u679c\u652f\u4ed8\u3001\u8c37\u6b4c\u652f\u4ed8<\/td>\n    <td class=\"table-data-cell-224\">\u6807\u8bb0\u5316\u3001\u8bbe\u5907\u9501\u3001\u751f\u7269\u8bc6\u522b<\/td>\n    <td class=\"table-data-cell-224\">\u56fd\u9645\u65c5\u884c\u3001\u5927\u578b\u96f6\u552e\u5546<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u5546\u4eba<\/td>\n    <td class=\"table-data-cell-224\">FavePay\u3001ShopeePay<\/td>\n    <td class=\"table-data-cell-224\">PIN \u4fdd\u62a4\u3001\u5373\u65f6\u901a\u77e5<\/td>\n    <td class=\"table-data-cell-224\">\u4f18\u60e0\u3001\u73b0\u91d1\u8fd4\u8fd8\u3001\u5fe0\u8bda\u5ea6\u5956\u52b1<\/td>\n  <\/tr>\n  <tr class=\"table-row-alternating-556\">\n    <td class=\"table-data-cell-224\">\u8d85\u7ea7\u5e94\u7528\u7a0b\u5e8f<\/td>\n    <td class=\"table-data-cell-224\">GrabPay\uff0cWise<\/td>\n    <td class=\"table-data-cell-224\">\u591a\u5e01\u79cd\u3001\u6b3a\u8bc8\u76d1\u63a7<\/td>\n    <td class=\"table-data-cell-224\">\u8de8\u5883\u652f\u4ed8\uff0c\u751f\u6d3b\u878d\u5408<\/td>\n  <\/tr>\n<\/table>\n\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u5173\u952e\u89c1\u89e3\uff1a<\/h3>\n<p>\u5e76\u975e\u6240\u6709\u94b1\u5305\u90fd\u540c\u6837\u5b89\u5168\u3002\u6211\u8ba4\u4e3a\uff0c\u94f6\u884c\u5173\u8054\u94b1\u5305\u53d7\u76ca\u4e8e\u65b0\u52a0\u5761\u4e25\u683c\u7684\u76d1\u7ba1\uff0c\u4f46\u5546\u5bb6\u5e94\u7528\u7a0b\u5e8f\u901a\u5e38\u4f1a\u5305\u542b\u72ec\u5bb6\u4fc3\u9500\u6d3b\u52a8\uff0c\u4e3a\u7cbe\u6253\u7ec6\u7b97\u7684\u8d2d\u7269\u8005\u521b\u9020\u989d\u5916\u4ef7\u503c\u3002\u4e0d\u8fc7\uff0c\u5b89\u5168\u529f\u80fd\u5dee\u5f02\u5f88\u5927\u3002<\/p>\n<\/div>\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-4\">\u5b89\u5168\uff1a\u98ce\u9669\u4e0e\u4fdd\u62a4<\/h2>\n<p>\n\u8ba9\u6211\u4eec\u6682\u505c\u4e00\u4e0b\uff0c\u6df1\u5165\u63a2\u8ba8\u771f\u6b63\u7684\u98ce\u9669\uff0c\u56e0\u4e3a\u8fd9\u6b63\u662f\u5927\u591a\u6570\u7528\u6237\u611f\u5230\u7d27\u5f20\u7684\u5730\u65b9\u3002\u6570\u5b57\u94b1\u5305\u4f1a\u88ab\u9ed1\u5ba2\u5165\u4fb5\u5417\uff1f\u7406\u8bba\u4e0a\u662f\u7684\u2014\u2014\u653b\u51fb\u8005\u4f1a\u7784\u51c6\u5f31\u5bc6\u7801\u3001\u4e0d\u5b89\u5168\u7684\u8bbe\u5907\u548c\u8fc7\u65f6\u7684\u5e94\u7528\u7a0b\u5e8f\u3002\u5b9e\u9645\u4e0a\uff0c\u6700\u5927\u7684\u6f0f\u6d1e\u6e90\u4e8e\u7528\u6237\u884c\u4e3a\u3002\u4f8b\u5982\uff1a\u65b0\u52a0\u5761\u8b66\u5bdf\u5c40\u7684\u4e00\u4efd\u62a5\u544a\u663e\u793a\uff0c\u9488\u5bf9\u6570\u5b57\u94b1\u5305\u7684\u7f51\u7edc\u9493\u9c7c\u653b\u51fb\u5728 2022 \u5e74\u6fc0\u589e\uff0c\u4e3b\u8981\u4e0e\u4e0d\u5c0f\u5fc3\u70b9\u51fb\u8bc8\u9a97\u77ed\u4fe1\u94fe\u63a5\u6709\u5173\u3002<a href=\"#ref-6\" class=\"reference-marker-inline-951\">6<\/a>.\n<\/p>\n<p>\n\u9700\u8981\u6ce8\u610f\u7684\u4e00\u4e9b\u98ce\u9669\uff1a<\/p>\n<ul class=\"list-unordered-custom-890\">\n  <li class=\"list-item-spaced-112\">\u7f51\u7edc\u9493\u9c7c\u653b\u51fb\uff1a\u8bf1\u9a97\u60a8\u6cc4\u9732\u51ed\u8bc1\u7684\u865a\u5047\u4fe1\u606f\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u6076\u610f\u8f6f\u4ef6\uff1a\u901a\u8fc7\u53ef\u7591\u4e0b\u8f7d\u5b89\u88c5\uff0c\u76d1\u89c6\u51fb\u952e\u6216\u7a83\u53d6\u4fe1\u606f\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u8bbe\u5907\u4e22\u5931\u6216\u88ab\u76d7\uff1a\u5982\u679c\u60a8\u7684\u624b\u673a\u6ca1\u6709\u9501\u5b9a\uff0c\u6709\u4eba\u53ef\u80fd\u4f1a\u8bbf\u95ee\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u4e0d\u5b89\u5168\u7684 Wi-Fi\uff1a\u9ed1\u5ba2\u53ef\u4ee5\u901a\u8fc7\u516c\u5171\u7f51\u7edc\u62e6\u622a\u652f\u4ed8\u6570\u636e\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u5f31\u5bc6\u7801\/PIN\uff1a\u5bb9\u6613\u731c\u5230\uff0c\u96be\u4ee5\u8ffd\u56de\u8d44\u91d1\u3002<\/li>\n<\/ul>\n\n<p>\n\u7136\u800c\uff0c\u4fdd\u62a4\u63aa\u65bd\u6b63\u5728\u8fc5\u901f\u6539\u8fdb\u3002MAS \u8981\u6c42\u6301\u724c\u94b1\u5305\u90e8\u7f72\u5f3a\u52a0\u5bc6\u6280\u672f\u5e76\u5b9a\u671f\u8fdb\u884c\u5b89\u5168\u5ba1\u6838\uff1b\u5927\u591a\u6570\u4fe1\u8a89\u826f\u597d\u7684\u63d0\u4f9b\u5546\u90fd\u63d0\u4f9b\u4ea4\u6613\u901a\u77e5\u548c\u5373\u65f6\u8d26\u6237\u51bb\u7ed3\u9009\u9879\u3002<a href=\"#ref-7\" class=\"reference-marker-inline-951\">7<\/a>\u4e00\u4e9b\u6570\u5b57\u94b1\u5305\u4f1a\u76d1\u63a7\u53ef\u7591\u6d3b\u52a8\u5e76\u4e3b\u52a8\u963b\u6b62\u4ed8\u6b3e\u2014\u2014\u8fd9\u5728 2023 \u5e74\u7684\u4e00\u6b21\u4e8b\u4ef6\u4e2d\u62ef\u6551\u4e86\u6211\uff0c\u8ba9\u6211\u514d\u4e8e\u906d\u53d7\u6b3a\u8bc8\u6027\u6536\u8d39\uff08\u5177\u6709\u8bbd\u523a\u610f\u5473\u7684\u662f\uff0c\u90a3\u662f\u5728\u6211\u5ffd\u7565\u4e86\u201c\u53ef\u7591\u6d3b\u52a8\u201d\u8b66\u62a5\u4e4b\u540e\uff09\u3002\n<\/p>\n\n<div class=\"quote-block-premium-445\">\n\u5b89\u5168\u5e76\u975e\u8981\u6d88\u9664\u6240\u6709\u98ce\u9669\uff0c\u800c\u5728\u4e8e\u5c42\u5c42\u9632\u5fa1\uff0c\u5e76\u5728\u68c0\u6d4b\u5230\u5a01\u80c1\u65f6\u5feb\u901f\u54cd\u5e94\u3002\u65b0\u52a0\u5761\u7684\u6a21\u5f0f\u4e4b\u6240\u4ee5\u4e16\u754c\u4e00\u6d41\uff0c\u5e76\u975e\u56e0\u4e3a\u5b83\u80fd\u6709\u6548\u9632\u8303\u6240\u6709\u8bc8\u9a97\uff0c\u800c\u662f\u56e0\u4e3a\u5b83\u80fd\u591f\u6559\u80b2\u7528\u6237\uff0c\u5e76\u8d4b\u4e88\u4ed6\u4eec\u81ea\u4e3b\u6743\u3002 \n<footer class=\"quote-author\">\u2014\u2014\u535a\u58eb\u3002 Tan Hwee Lin\uff0c\u5357\u6d0b\u7406\u5de5\u5927\u5b66\u7f51\u7edc\u5b89\u5168\u5b9e\u9a8c\u5ba4<\/footer>\n<\/div>\n\n<p>\n\u6211\u4ecd\u5728\u5b66\u4e60\u5982\u4f55\u8bc6\u522b\u8bc8\u9a97\u77ed\u4fe1\u3002\u6211\u8d8a\u60f3\u8d8a\u89c9\u5f97\uff0c\u66f4\u597d\u7684\u4e60\u60ef\u662f\u5220\u9664\u6240\u6709\u53ef\u7591\u5185\u5bb9\uff0c\u5e76\u53ea\u5728\u5b98\u65b9\u94b1\u5305\u5e94\u7528\u6216\u94f6\u884c\u8d26\u6237\u5185\u9a8c\u8bc1\u4ed8\u6b3e\u3002\u4e13\u4e1a\u63d0\u793a\uff1a\u65b0\u52a0\u5761\u7684 SGSecure \u6d3b\u52a8\u4f1a\u5b9a\u671f\u5206\u4eab\u5b89\u5168\u66f4\u65b0\u2014\u2014\u7edd\u5bf9\u503c\u5f97\u5173\u6ce8\u3002<a href=\"#ref-8\" class=\"reference-marker-inline-951\">8<\/a>. \n<\/p>\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-5\">\u5b9e\u7528\u6b65\u9aa4\uff1a\u8bbe\u7f6e\u548c\u4f7f\u7528\u94b1\u5305<\/h2>\n<p>\n\u51c6\u5907\u597d\u5c1d\u8bd5\u4e86\u5417\uff1f\u8fd9\u91cc\u6709\u4e00\u4e2a\u7b80\u5355\u7684\u5206\u6b65\u6307\u5357\u2014\u2014\u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u5728\u51e0\u6b21\u5c1d\u8bd5\u540e\u638c\u63e1\u3002\u6211\u8bb0\u5f97\u7b2c\u4e00\u6b21\u5c1d\u8bd5\u65f6\u611f\u89c9\u5f88\u754f\u60e7\uff0c\u4f46\u73b0\u5728\u6211\u53ef\u4ee5\u5728 10 \u5206\u949f\u5185\u5b89\u88c5\u5e76\u8bbe\u7f6e\u65b0\u7684\u94b1\u5305\u5e94\u7528\u3002\n<\/p>\n\n<ol class=\"list-ordered-custom-889\">\n  <li class=\"list-item-spaced-112\">\u4ece\u5b98\u65b9\u5546\u5e97\u4e0b\u8f7d\u6388\u6743\u7684\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\uff08Apple Pay\u3001DBS PayLah\uff01\u7b49\uff09\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u6ce8\u518c\u5e76\u9a8c\u8bc1\u60a8\u7684\u8eab\u4efd\u2014\u2014\u4f7f\u7528\u5f3a\u5927\u800c\u72ec\u7279\u7684\u5bc6\u7801\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u5b89\u5168\u5730\u6dfb\u52a0\u60a8\u7684\u652f\u4ed8\u5361\u6216\u94f6\u884c\u8d26\u6237\uff08\u5982\u679c\u53ef\u80fd\uff0c\u8bf7\u4f7f\u7528\u8bbe\u5907\u751f\u7269\u8bc6\u522b\u6280\u672f\uff09\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u6fc0\u6d3b\u4ea4\u6613\u901a\u77e5\u548c 2FA\u2014\u2014\u5207\u52ff\u8df3\u8fc7\u8fd9\u4e9b\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u8fdb\u884c\u5c0f\u89c4\u6a21\u6d4b\u8bd5\u4ea4\u6613\u2014\u2014\u6700\u597d\u4e0e\u503c\u5f97\u4fe1\u8d56\u7684\u96f6\u552e\u5546\u8fdb\u884c\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u5b9a\u671f\u66f4\u65b0\u5e94\u7528\u7a0b\u5e8f\u4ee5\u4fee\u8865\u5b89\u5168\u6f0f\u6d1e\u3002<\/li>\n<\/ol>\n\n<div class=\"country-fact-box-855\">\n<p><strong>\u56fd\u5bb6\u6982\u51b5\uff1a<\/strong> \u65b0\u52a0\u5761\u653f\u5e9c\u901a\u8fc7\u8d44\u8baf\u901a\u4fe1\u5a92\u4f53\u53d1\u5c55\u5c40\u5f00\u529e\u7684\u8bfe\u7a0b\u4e3a\u8001\u5e74\u4eba\u63d0\u4f9b\u6570\u5b57\u652f\u4ed8\u57f9\u8bad\u8865\u8d34\uff0c\u8fd9\u4e5f\u662f\u65b0\u52a0\u5761\u81ea 2022 \u5e74\u4ee5\u6765\u5728\u6240\u6709\u5e74\u9f84\u6bb5\u51e0\u4e4e\u666e\u53ca\u79fb\u52a8\u94b1\u5305\u7684\u4e3b\u8981\u539f\u56e0\u3002<a href=\"#ref-9\" class=\"reference-marker-inline-951\">9<\/a>.<\/p>\n<\/div>\n\n<p>\n\u6211\u7684\u5b66\u4e60\u70b9\u5728\u54ea\u91cc\uff1f\u6211\u4ee5\u524d\u603b\u662f\u8df3\u8fc7\u5e94\u7528\u66f4\u65b0\uff0c\u4ee5\u4e3a\u5b83\u4eec\u662f\u53ef\u9009\u7684\u3002\u771f\u662f\u4e2a\u5927\u9519\u8bef\u3002\u76f4\u5230\u4e00\u4f4d\u670b\u53cb\u89e3\u91ca\u4e86\u5b89\u5168\u8865\u4e01\u7684\u5de5\u4f5c\u539f\u7406\u540e\uff0c\u6211\u624d\u5f00\u59cb\u8ba4\u771f\u66f4\u65b0\u3002\u4ece\u90a3\u4ee5\u540e\uff0c\u518d\u4e5f\u6ca1\u6709\u51fa\u73b0\u8fc7\u4efb\u4f55\u95ee\u9898\u3002\u53e6\u5916\uff0c\u4e00\u5b9a\u8981\u4f7f\u7528\u5b89\u5168\u7684Wi-Fi\uff0c\u5e76\u542f\u7528\u8bbe\u5907\u9501\u3002\u5982\u679c\u611f\u89c9\u4e0d\u5bf9\u52b2\uff0c\u8bf7\u51bb\u7ed3\u94b1\u5305\u5e76\u7acb\u5373\u8054\u7cfb\u5ba2\u670d\u3002\u5728\u65b0\u52a0\u5761\uff0c\u5927\u591a\u6570\u94f6\u884c\u51e0\u5206\u949f\u5185\u5c31\u4f1a\u56de\u590d\u3002\n<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/doinasia.com\/wp-content\/uploads\/2025\/08\/retail-counter-contactless-payment-smartphone-1.jpeg\" alt=\"\" class=\"wp-image-1249\"\/><figcaption class=\"wp-element-caption\">\u5e26\u6807\u9898\u7684\u7b80\u5355\u56fe\u7247<\/figcaption><\/figure>\n\n\n\n<div class=\"content-block-3\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\" id=\"unique-article-container-id-2847\">\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-6\">\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/h2>\n<p>\n\u8bf4\u5b9e\u8bdd\uff1a\u5728\u65b0\u52a0\u5761\uff0c\u4eba\u4eec\u5bf9\u6570\u5b57\u94b1\u5305\u7684\u72b9\u8c6b\u5927\u591a\u6e90\u4e8e\u4fe1\u4efb\u3002\u5728\u884c\u4e1a\u7814\u8ba8\u4f1a\u3001\u5bb6\u5ead\u805a\u4f1a\uff0c\u751a\u81f3\u662f\u4e00\u4e9b\u975e\u6b63\u5f0f\u805a\u4f1a\u4e0a\uff0c\u6211\u90fd\u56de\u7b54\u8fc7\u51e0\u5341\u4e2a\u95ee\u9898\uff0c\u6709\u4eba\u4f1a\u6084\u6084\u5730\u95ee\uff1a\u201c\u9ed1\u5ba2\u80fd\u83b7\u53d6\u6211\u7684\u4fe1\u606f\u5417\uff1f\u201d \u4ee5\u4e0b\u662f\u6700\u5e38\u89c1\u7684\u95ee\u9898\u2014\u2014\u6839\u636e\u4e2a\u4eba\u7ecf\u9a8c\u548c\u5b98\u65b9\u4fe1\u606f\uff0c\u6211\u627e\u5230\u4e86\u4e00\u4e9b\u503c\u5f97\u4e86\u89e3\u7684\u8bda\u5b9e\u7b54\u6848\u3002<\/p>\n\n<ul class=\"list-unordered-custom-890\">\n  <li class=\"list-item-spaced-112\"><strong>\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS) \u662f\u5426\u76d1\u7ba1\u6240\u6709\u94b1\u5305\u63d0\u4f9b\u5546\uff1f<\/strong><br>\n  \u6216\u591a\u6216\u5c11\u3002\u4efb\u4f55\u5728\u65b0\u52a0\u5761\u8fd0\u8425\u7684\u94b1\u5305\u90fd\u5fc5\u987b\u6839\u636e\u300a\u652f\u4ed8\u670d\u52a1\u6cd5\u300b\u83b7\u5f97\u8bb8\u53ef\u2014\u2014\u56e0\u6b64\uff0cApple Pay\u3001DBS PayLah! \u548c GrabPay \u90fd\u53d7\u5230\u76d1\u7ba1\u3002<a href=\"#ref-10\" class=\"reference-marker-inline-951\">10<\/a>\u771f\u6b63\u7684\u5c0f\u4f17\u5e94\u7528\u6709\u65f6\u4f1a\u88ab\u6f0f\u6389\uff0c\u4f46\u8fd9\u79cd\u60c5\u51b5\u5f88\u5c11\u89c1\u3002\u5982\u6709\u7591\u95ee\uff0c\u8bf7\u67e5\u770b MAS \u7f51\u7ad9\u3002\n  <\/li>\n  <li class=\"list-item-spaced-112\"><strong>\u5982\u679c\u6211\u4e22\u5931\u4e86\u624b\u673a\u4f1a\u600e\u4e48\u6837\uff1f<\/strong><br>\n  \u5982\u679c\u60a8\u8bbe\u7f6e\u4e86\u8bbe\u5907\u9501\u3001\u751f\u7269\u8bc6\u522b\u6280\u672f\uff0c\u5e76\u4e14\u53ef\u4ee5\u8fdc\u7a0b\u51bb\u7ed3\u94b1\u5305\uff0c\u90a3\u5c31\u66f4\u597d\u4e86\u3002\u5927\u591a\u6570\u5927\u578b\u670d\u52a1\u63d0\u4f9b\u5546\u90fd\u5141\u8bb8\u60a8\u5728\u7ebf\u5373\u65f6\u963b\u6b62\u6240\u6709\u4ed8\u6b3e\u3002\u8bf7\u5c3d\u5feb\u8054\u7cfb\u5ba2\u670d\u3002\n  <\/li>\n  <li class=\"list-item-spaced-112\"><strong>\u6211\u53ef\u4ee5\u56e0\u9519\u8bef\u4ed8\u6b3e\u800c\u83b7\u5f97\u9000\u6b3e\u5417\uff1f<\/strong><br>\n  \u6839\u636e\u6211\u7684\u7ecf\u9a8c\uff0c\u94f6\u884c\u548c\u5546\u5bb6\u5e94\u7528\u7a0b\u5e8f\u5904\u7406\u6570\u5b57\u94b1\u5305\u9000\u6b3e\u7684\u901f\u5ea6\u901a\u5e38\u6bd4\u4fe1\u7528\u5361\u66f4\u5feb\u2014\u2014\u5c24\u5176\u662f\u5728\u672c\u5730\u8d2d\u7269\u7684\u60c5\u51b5\u4e0b\u3002\u4f46\u8bf7\u6ce8\u610f\uff1a\u90e8\u5206\u4fc3\u9500\u5238\u548c\u8fd4\u73b0\u4f18\u60e0\u4e0d\u53ef\u9000\u6b3e\u3002\n  <\/li>\n  <li class=\"list-item-spaced-112\"><strong>\u6211\u7684\u8d22\u52a1\u6570\u636e\u4f1a\u88ab\u5171\u4eab\u5417\uff1f<\/strong><br>\n  \u4efb\u4f55\u4fe1\u8a89\u826f\u597d\u7684\u94b1\u5305\u90fd\u4e0d\u4f1a\u5728\u672a\u7ecf\u8bb8\u53ef\u7684\u60c5\u51b5\u4e0b\u5171\u4eab\u6216\u51fa\u552e\u60a8\u7684\u5361\u6570\u636e\uff1b\u6839\u636e\u6cd5\u5f8b\uff0c\u65b0\u52a0\u5761\u8981\u6c42\u4e25\u683c\u7684\u6570\u636e\u4fdd\u62a4\u6807\u51c6\uff08\u8bf7\u53c2\u9605 PDPA \u6307\u5357\uff09<a href=\"#ref-11\" class=\"reference-marker-inline-951\">11<\/a>.\n  <\/li>\n  <li class=\"list-item-spaced-112\"><strong>\u4f7f\u7528\u6570\u5b57\u94b1\u5305\u9700\u8981\u652f\u4ed8\u989d\u5916\u8d39\u7528\u5417\uff1f<\/strong><br>\n  \u901a\u5e38\u4e0d\u9700\u8981\u3002\u5927\u591a\u6570\u94b1\u5305\uff0c\u5c24\u5176\u662f\u4e0e\u94f6\u884c\u5173\u8054\u7684\u94b1\u5305\uff0c\u90fd\u4f1a\u6536\u53d6\u4ea4\u6613\u8d39\u3002\u56fd\u9645\u94b1\u5305\u6709\u65f6\u4f1a\u6536\u53d6\u5c11\u91cf\u8de8\u5883\u8d39\u7528\u2014\u2014\u51fa\u884c\u524d\u8bf7\u786e\u8ba4\u76f8\u5173\u6761\u6b3e\u3002\n  <\/li>\n<\/ul>\n\n<p>\n\u8bf4\u5b9e\u8bdd\uff0c\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305\u5b89\u5168\u6027\u53d6\u51b3\u4e8e\u4f60\u7684\u4e2a\u4eba\u4e60\u60ef\u3002\u6211\u53cd\u590d\u8003\u8651\u54ea\u4e2a\u5e94\u7528\u611f\u89c9\u201c\u6700\u5b89\u5168\u201d\u2014\u2014\u6709\u65f6\u662f Apple Pay\uff0c\u6709\u65f6\u662f DBS PayLah\uff01\u6bcf\u4e2a\u4e3b\u6d41\u652f\u4ed8\u670d\u52a1\u63d0\u4f9b\u5546\u90fd\u6709\u5404\u81ea\u7684\u4f18\u52bf\u548c\u4e0d\u8db3\u4e4b\u5904\u3002\u6211\u8d8a\u6df1\u5165\u7814\u7a76\uff0c\u5c31\u8d8a\u610f\u8bc6\u5230\uff0c\u5b89\u5fc3\u7684\u5173\u952e\u5728\u4e8e\u8bbe\u5907\u5b89\u5168\u3001\u4ed4\u7ec6\u7684\u9a8c\u8bc1\u4ee5\u53ca\u51fa\u73b0\u95ee\u9898\u65f6\u7684\u5feb\u901f\u54cd\u5e94\u3002\n<\/p>\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-7\">\u672a\u6765\u8d8b\u52bf\u4e0e\u6280\u5de7<\/h2>\n<p>\n\u5c55\u671b\u672a\u6765\uff0c\u6211\u7531\u8877\u5730\u611f\u5230\u5174\u594b\uff0c\u540c\u65f6\u4e5f\u7565\u611f\u7126\u8651\u3002\u65b0\u52a0\u5761\u6b63\u5728\u8bd5\u884c\u6570\u5b57\u8eab\u4efd\u7cfb\u7edf\uff0c\u5c06 Singpass \u4e0e\u94b1\u5305\u5e94\u7528\u96c6\u6210\uff0c\u4ee5\u5b9e\u73b0\u66f4\u987a\u7545\u7684\u591a\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u3002<a href=\"#ref-12\" class=\"reference-marker-inline-951\">12<\/a>\u5168\u9762\u6574\u5408\u5c1a\u65e0\u5b9a\u8bba\uff0c\u4f46\u6211\u5bf9\u6b64\u6301\u4e50\u89c2\u6001\u5ea6\u3002\u9700\u8981\u6f84\u6e05\u7684\u662f\uff0c\u533a\u5757\u94fe\u94b1\u5305\u548c\u592e\u884c\u6570\u5b57\u8d27\u5e01 (CBDC) \u7684\u63a8\u5e7f\u901f\u5ea6\u8f83\u6162\uff0c\u653f\u5e9c\u76d1\u7ba1\u8f83\u4e3a\u4e25\u683c\uff0c\u4f46\u79c1\u8425\u90e8\u95e8\u7684\u7ade\u4e89\u5374\u5f02\u5e38\u6fc0\u70c8\u3002<\/p>\n<p>\n\u4e00\u4e9b\u503c\u5f97\u5173\u6ce8\u7684\u8fd1\u671f\u8d8b\u52bf\uff1a<\/p>\n<ul class=\"list-unordered-custom-890\">\n  <li class=\"list-item-spaced-112\">\u66f4\u5e7f\u6cdb\u7684\u4e92\u64cd\u4f5c\u6027\uff1a\u5728\u66f4\u591a\u652f\u4ed8\u7cfb\u7edf\u4e2d\u7edf\u4e00\u4e8c\u7ef4\u7801\uff08SGQR \u8bd5\u70b9\u4e8e 2024 \u5e74\u5e95\u5927\u89c4\u6a21\u6269\u5c55<a href=\"#ref-13\" class=\"reference-marker-inline-951\">13<\/a>).<\/li>\n  <li class=\"list-item-spaced-112\">\u4eba\u5de5\u667a\u80fd\u6b3a\u8bc8\u68c0\u6d4b\uff1a\u94b1\u5305\u6b63\u5728\u91c7\u7528\u673a\u5668\u5b66\u4e60\u6765\u5373\u65f6\u53d1\u51fa\u8bc8\u9a97\u8b66\u62a5\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u4e2a\u4eba\u7406\u8d22\u529f\u80fd\uff1a\u96c6\u6210\u652f\u51fa\u5206\u6790\u548c\u9884\u7b97\u5de5\u5177\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u5fae\u578b\u6295\u8d44\u80fd\u529b\uff1a\u4e00\u4e9b\u94b1\u5305\u73b0\u5728\u63d0\u4f9b\u673a\u5668\u4eba\u987e\u95ee\u6295\u8d44\u548c\u652f\u4ed8\u670d\u52a1\u3002<\/li>\n<\/ul>\n\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u65b0\u52a0\u5761\u7279\u8f91\uff1a<\/h3>\n<p>\u4f60\u77e5\u9053\u5417\uff1f\u6839\u636e\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\uff08MAS\uff09\u7684\u65b0\u89c4\uff0c\u79fb\u52a8\u94b1\u5305\u5fc5\u987b\u5141\u8bb8\u7528\u6237\u901a\u8fc7\u5e94\u7528\u5185\u63a7\u4ef6\u7acb\u5373\u51bb\u7ed3\u8d26\u6237\uff0c\u65e0\u9700\u518d\u7b49\u5f85\u3002\u8fd9\u9879\u4e8e2024\u5e74\u521d\u5b9e\u65bd\u7684\u53d8\u66f4\uff0c\u5927\u5e45\u51cf\u5c11\u4e86\u6b3a\u8bc8\u635f\u5931\u3002<a href=\"#ref-14\" class=\"reference-marker-inline-951\">14<\/a>.<\/p>\n<\/div>\n\n<p>\n\u6211\u4e00\u76f4\u5728\u601d\u8003\u4e00\u4e2a\u95ee\u9898\uff1a\u201c\u65e0\u73b0\u91d1\u201d\u771f\u7684\u610f\u5473\u7740\u201c\u65e0\u5361\u201d\u5417\uff1f\u6709\u53ef\u80fd\uff0c\u4f46\u65e7\u4e60\u60ef\u4f9d\u7136\u5b58\u5728\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u5b83\u7684\u4fbf\u5229\u6027\u7b80\u76f4\u4ee4\u4eba\u96be\u4ee5\u7f6e\u4fe1\u2014\u2014\u6211\u66fe\u7ecf\u5728\u540c\u4e00\u5929\u652f\u4ed8\u4e86\u5c0f\u8d29\u4e2d\u5fc3\u7684\u5348\u9910\u3001\u98df\u54c1\u6742\u8d27\u3001\u5730\u94c1\u8f66\u8d39\uff0c\u751a\u81f3\u5728\u7ebf\u6148\u5584\u6350\u6b3e\uff0c\u4e00\u6b21\u90fd\u6ca1\u638f\u8fc7\u94b1\u5305\u3002\u7136\u800c\uff0c\u7f51\u7edc\u5a01\u80c1\u4ecd\u5728\u4e0d\u65ad\u6f14\u53d8\uff0c\u8fd9\u6b63\u662f\u8ba9\u6211\u7565\u611f\u8b66\u60d5\u7684\u539f\u56e0\u3002\n<\/p>\n\n<div class=\"quote-block-premium-445\">\n\u6570\u5b57\u94b1\u5305\u5b89\u5168\u4ece\u6765\u90fd\u4e0d\u662f\u4e00\u6210\u4e0d\u53d8\u7684\u3002\u5b83\u662f\u4e00\u4e2a\u7531\u653f\u5e9c\u653f\u7b56\u3001\u7528\u6237\u884c\u4e3a\u548c\u6301\u7eed\u7684\u5a01\u80c1\u6f14\u53d8\u5851\u9020\u7684\u52a8\u6001\u7cfb\u7edf\u3002 \n<footer class=\"quote-author\">\u2014\u534e\u4fa8\u94f6\u884c\u652f\u4ed8\u521b\u65b0\u4e3b\u7ba1 Carol Goh<\/footer>\n<\/div>\n\n<h3 class=\"subheader-tier3-designation-925\">\u5b89\u5168\u5728\u7ebf\u652f\u4ed8\u7684\u6700\u4f73\u5b9e\u8df5<\/h3>\n<ol class=\"list-ordered-custom-889\">\n  <li class=\"list-item-spaced-112\">\u5c3d\u53ef\u80fd\u542f\u7528\u751f\u7269\u8bc6\u522b\u9501\u548c 2FA\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u4fdd\u6301\u60a8\u7684\u5e94\u7528\u7a0b\u5e8f\u4e3a\u6700\u65b0\u7248\u672c\u2014\u2014\u4e0d\u8981\u9519\u8fc7\u5b89\u5168\u8865\u4e01\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u5bf9\u672a\u7ecf\u8bf7\u6c42\u7684\u6d88\u606f\u4fdd\u6301\u6000\u7591\u2014\u2014\u59cb\u7ec8\u5220\u9664\u6216\u9a8c\u8bc1\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u9664\u975e\u4f7f\u7528 VPN\uff0c\u5426\u5219\u8bf7\u907f\u514d\u4f7f\u7528\u516c\u5171 Wi-Fi \u8fdb\u884c\u652f\u4ed8\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u8bbe\u7f6e\u8f83\u4f4e\u7684\u4ea4\u6613\u9650\u989d\uff0c\u8ba9\u60a8\u66f4\u52a0\u5b89\u5fc3\u3002<\/li>\n  <li class=\"list-item-spaced-112\">\u5b9a\u671f\u68c0\u67e5\u4ea4\u6613\u5386\u53f2\u8bb0\u5f55\u2014\u2014\u67e5\u627e\u5f02\u5e38\u6536\u8d39\u3002<\/li>\n<\/ol>\n\n<p>\n\u6211\u4ee5\u524d\u4ee5\u4e3a\u81ea\u5df1\u80fd\u8bb0\u4f4f\u6bcf\u4e00\u7b14\u4ed8\u6b3e\uff0c\u4f46\u4e8b\u5b9e\u4e0a\uff0c\u6bcf\u6708\uff08\u6709\u65f6\u6bcf\u5468\uff0c\u5982\u679c\u6211\u611f\u5230\u7591\u795e\u7591\u9b3c\u7684\u8bdd\uff09\u67e5\u770b\u8d26\u5355\u6709\u52a9\u4e8e\u7acb\u5373\u53d1\u73b0\u7ec6\u5fae\u7684\u6b3a\u8bc8\u884c\u4e3a\u3002\u6700\u8fd1\u4e00\u6b21\u91d1\u878d\u79d1\u6280\u4f1a\u8bae\u4e0a\u7684\u540c\u884c\u8ba8\u8bba\u8ba9\u6211\u76f8\u4fe1\uff1a\u5927\u591a\u6570\u652f\u4ed8\u5b89\u5168\u7684\u7a81\u7834\u90fd\u6e90\u4e8e\u653f\u5e9c\u76d1\u7ba1\u548c\u7528\u6237\u8b66\u60d5\u7684\u5171\u540c\u4f5c\u7528\u3002<a href=\"#ref-15\" class=\"reference-marker-inline-951\">15<\/a>.\n<\/p>\n\n<div class=\"social-engagement-panel-477\">\n<p>\u559c\u6b22\u672c\u6307\u5357\u5417\uff1f\u5feb\u6765\u5206\u4eab\u7ed9\u4f60\u7684\u670b\u53cb\u4eec\u5427\u2014\u2014\u8bf4\u4e0d\u5b9a\u4eca\u5929\u5c31\u6709\u4eba\u9700\u8981\u94b1\u5305\u5b89\u5168\u4f7f\u7528\u65b9\u9762\u7684\u4fdd\u969c\u3002<\/p>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light has-parallax\"><div class=\"wp-block-cover__image-background wp-image-1246 size-large has-parallax\" style=\"background-position:50% 50%;background-image:url(https:\/\/doinasia.com\/wp-content\/uploads\/2025\/08\/retail-counter-contactless-payment-smartphone-2.jpeg)\"><\/div><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#b2a89d\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"content-block-4\">\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\" id=\"unique-article-container-id-2847\">\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"section-8\">\u7ed3\u8bba\uff1a\u771f\u6b63\u7684\u5b89\u5168\uff0c\u771f\u6b63\u7684\u4fbf\u5229<\/h2>\n<p>\n\u5728\u65b0\u52a0\u5761\u4f7f\u7528\u6570\u5b57\u94b1\u5305\u591a\u5e74\u540e\uff0c\u6211\u4ecd\u7136\u5728\u63a2\u7d22\u65b0\u529f\u80fd\u3001\u5b89\u5168\u66f4\u65b0\u548c\u652f\u4ed8\u6280\u5de7\u3002\u6700\u5927\u7684\u6559\u8bad\u662f\u4ec0\u4e48\uff1f\u5b89\u5168\u7684\u5728\u7ebf\u652f\u4ed8\u53d6\u51b3\u4e8e\u4e86\u89e3\u94b1\u5305\u8bbe\u7f6e\u3001\u8b66\u60d5\u8bc8\u9a97\u4ee5\u53ca\u4fdd\u6301\u77e5\u8bc6\u50a8\u5907\u3002\u8bf4\u5b9e\u8bdd\uff0c\u771f\u6b63\u8ba9\u6211\u5370\u8c61\u6df1\u523b\u7684\u662f\u4eba\u4eec\u4e60\u60ef\u7684\u6539\u53d8\u4e4b\u5feb\u2014\u2014\u73b0\u91d1\u548c\u94f6\u884c\u5361\u73b0\u5728\u53ea\u662f\u4f8b\u5916\uff0c\u800c\u4e0d\u662f\u5e38\u6001\u3002\u4f46\u53e6\u4e00\u65b9\u9762\uff1a\u4f60\u5fc5\u987b\u4fdd\u6301\u9002\u5e94\u80fd\u529b\u3001\u8010\u5fc3\uff0c\u5e76\u5076\u5c14\u613f\u610f\u5bfb\u6c42\u5e2e\u52a9\uff08\u5c24\u5176\u662f\u5728\u51fa\u73b0\u66f4\u65b0\u6216\u9519\u8bef\u65f6\uff09\u3002<\/p>\n\n<p>\n\u6bcf\u5f53\u6211\u7684\u667a\u80fd\u624b\u673a\u56e0\u4ea4\u6613\u63d0\u9192\u800c\u9707\u52a8\u65f6\uff0c\u6211\u90fd\u4f1a\u611f\u5230\u4e00\u4e1d\u5b89\u5fc3\uff0c\u4f46\u540c\u65f6\u4e5f\u611f\u5230\u8d23\u4efb\u91cd\u5927\u3002\u4e8b\u5b9e\u4e0a\uff0c\u5b89\u5168\u4e0d\u4ec5\u4ec5\u5173\u4e4e\u94b1\u5305\u5e94\u7528\uff0c\u66f4\u5173\u4e4e\u7528\u6237\u3002\u82b1\u65f6\u95f4\u5b66\u4e60\uff0c\u4ed4\u7ec6\u68c0\u67e5\u6bcf\u6761\u4fe1\u606f\uff0c\u5e76\u544a\u77e5\u5bb6\u4eba\u3002\u6211\u72af\u8fc7\u4e0d\u5c11\u9519\u8bef\u2014\u2014\u4f7f\u7528\u5f3a\u5ea6\u8f83\u4f4e\u7684PIN\u7801\u3001\u5ef6\u8fdf\u5e94\u7528\u66f4\u65b0\u3001\u5ffd\u7565\u8b66\u544a\u3002\u6bcf\u4e2a\u9519\u8bef\u90fd\u662f\u4e00\u6b21\u5b66\u4e60\u7684\u673a\u4f1a\u3002\u5982\u679c\u60a8\u60f3\u5b89\u5fc3\u65e0\u865e\uff0c\u8bf7\u4f18\u5148\u8003\u8651\u5206\u5c42\u4fdd\u62a4\u548c\u5feb\u901f\u54cd\u5e94\u3002\u4e0d\u8981\u7f9e\u4e8e\u5411\u94f6\u884c\u6216\u94b1\u5305\u63d0\u4f9b\u5546\u5bfb\u6c42\u6307\u5bfc\u3002\u8bf4\u5b9e\u8bdd\uff0c\u65b0\u52a0\u5761\u7684\u652f\u6301\u6e20\u9053\u662f\u6211\u5728\u5168\u7403\u9047\u5230\u7684\u6700\u5feb\u901f\u7684\u6e20\u9053\u4e4b\u4e00\u3002<\/p>\n\n<div class=\"highlight-container-deluxe-778\">\n<h3 class=\"accent-header-bold-334\">\u6b63\u5b97\u5916\u5356\uff1a<\/h3>\n<p>\u60a8\u4ed8\u6b3e\u51fa\u9519\u4e86\u5417\uff1f\u522b\u62c5\u5fc3\u3002\u5927\u591a\u6570\u95ee\u9898\u90fd\u53ef\u4ee5\u901a\u8fc7\u5feb\u901f\u5904\u7406\u5feb\u901f\u89e3\u51b3\u3002\u6211\u4eec\u7684\u751f\u6001\u7cfb\u7edf\u65e8\u5728\u63d0\u4f9b\u5feb\u901f\u652f\u6301\u548c\u5f3a\u5927\u7684\u6d88\u8d39\u8005\u4fdd\u62a4\uff0c\u8fd9\u5bf9\u65b0\u52a0\u5761\u7684\u6bcf\u4e2a\u4eba\u6765\u8bf4\u90fd\u662f\u4e00\u9879\u91cd\u5927\u5229\u597d\u3002<\/p>\n<\/div>\n\n<p>\n\u90a3\u4e48\uff0c\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305\u5e02\u573a\u4f1a\u662f\u5b89\u5168\u652f\u4ed8\u7684\u672a\u6765\u5417\uff1f\u5728\u6211\u770b\u6765\uff0c\u7edd\u5bf9\u5982\u6b64\u2014\u2014\u524d\u63d0\u662f\u4f60\u8981\u65f6\u523b\u4fdd\u6301\u4fe1\u606f\u7075\u901a\uff0c\u5feb\u901f\u9002\u5e94\uff0c\u5e76\u6839\u636e\u81ea\u8eab\u9700\u6c42\u9009\u62e9\u5408\u9002\u7684\u94b1\u5305\u3002\u6211\u504f\u7231\u7528\u4e8e\u5927\u989d\u6d88\u8d39\u7684\u94f6\u884c\u5e94\u7528\u3001\u7528\u4e8e\u4ea4\u6613\u7684\u5546\u5bb6\u5e94\u7528\uff0c\u4ee5\u53ca\u7528\u4e8e\u65e5\u5e38\u751f\u6d3b\u7684GrabPay\u7b49\u8d85\u7ea7\u5e94\u7528\u3002\u6700\u7ec8\uff0c\u6700\u597d\u7684\u5b89\u5168\u4fdd\u969c\u6e90\u4e8e\u660e\u667a\u7684\u9009\u62e9\uff0c\u5e76\u65f6\u523b\u9632\u8303\u8bc8\u9a97\u5206\u5b50\u3002\n<\/p>\n<p>\n\u5982\u679c\u60a8\u521a\u521a\u8d77\u6b65\uff0c\u8bf7\u5faa\u5e8f\u6e10\u8fdb\uff0c\u8bbe\u7f6e\u4ea4\u6613\u9650\u989d\uff0c\u5e76\u8bb0\u4f4f\uff1a\u6ca1\u6709\u4eba\u80fd\u4e00\u6b21\u5c31\u5b8c\u7f8e\u65e0\u7f3a\u3002\u60a8\u7684\u5b66\u4e60\u4e4b\u65c5\u6c38\u65e0\u6b62\u5883\u2014\u2014\u6211\u7684\u5b66\u4e60\u4e4b\u65c5\u4e5f\u540c\u6837\u5982\u6b64\u3002\u4e0d\u65ad\u63d0\u51fa\u5c16\u9510\u7684\u95ee\u9898\uff0c\u4e0d\u65ad\u68c0\u9a8c\u60a8\u7684\u5047\u8bbe\uff0c\u5e76\u968f\u65f6\u5bfb\u6c42\u4e13\u5bb6\u5efa\u8bae\u3002\u8fd9\u662f\u4e00\u4e2a\u5efa\u7acb\u5728\u6280\u672f\u548c\u4fe1\u4efb\u57fa\u7840\u4e0a\u7684\u4e16\u754c\u4e00\u6d41\u3001\u771f\u6b63\u4eba\u6027\u5316\u7684\u7cfb\u7edf\u3002\u8fd9\u6b63\u662f\u6211\u6700\u6b23\u8d4f\u65b0\u52a0\u5761\u652f\u4ed8\u751f\u6001\u7cfb\u7edf\u7684\u5730\u65b9\u3002\n<\/p>\n\n<div class=\"author-credentials-box-922\">\n<p><strong>\u4f5c\u8005\u7684\u89c2\u70b9\uff1a<\/strong> \u7ecf\u8fc7\u591a\u5e74\u7684\u7814\u7a76\u3001\u8bbf\u8c08\u548c\u53cd\u590d\u5c1d\u8bd5\uff0c\u6211\u6784\u5efa\u4e86\u81ea\u5df1\u7684\u65b0\u52a0\u5761\u5b89\u5168\u5728\u7ebf\u652f\u4ed8\u5de5\u5177\u5305\u3002\u6211\u7684\u5efa\u8bae\u59cb\u7ec8\u4f1a\u6839\u636e\u5ba2\u6237\u53cd\u9988\u3001\u793e\u533a\u6d1e\u5bdf\u548c\u884c\u4e1a\u53d8\u5316\u800c\u4e0d\u65ad\u6539\u8fdb\u3002\u6ca1\u6709\u5355\u4e00\u7684\u201c\u5b8c\u7f8e\u201d\u65b9\u6cd5\uff0c\u4f46\u6709\u4e00\u4e9b\u53ef\u9760\u7684\u6b65\u9aa4\u53ef\u4f9b\u5f53\u4eca\u4efb\u4f55\u4eba\u53c2\u8003\u3002<\/p>\n<\/div>\n\n<div class=\"references-section-container-952\" id=\"section-refs\">\n<h2 class=\"references-section-header-953\">\u53c2\u8003\u6587\u732e\u53ca\u5ef6\u4f38\u9605\u8bfb<\/h2>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">1<\/span>\n<a href=\"https:\/\/www.straitstimes.com\/business\/banking\/more-users-in-singapore-tap-e-wallets-for-payments\" class=\"reference-link-styled-956\">\u6d77\u5ce1\u65f6\u62a5\uff1a\u65b0\u52a0\u5761\u66f4\u591a\u7528\u6237\u4f7f\u7528\u7535\u5b50\u94b1\u5305\u4ed8\u6b3e<\/a>\n<span class=\"reference-source-type-957\">\u6d88\u606f<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">2<\/span>\n<a href=\"https:\/\/www.mas.gov.sg\/publications\/speeches\/2023\/digital-payments-interoperability-singapore\" class=\"reference-link-styled-956\">\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS)\uff1a\u65b0\u52a0\u5761\u6570\u5b57\u652f\u4ed8\u4e92\u64cd\u4f5c\u6027<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2023)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">3<\/span>\n<a href=\"https:\/\/www.mas.gov.sg\/regulation\/payment-services\" class=\"reference-link-styled-956\">\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\uff1a\u300a\u652f\u4ed8\u670d\u52a1\u6cd5\u300b\u6761\u4f8b<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2023)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">4<\/span>\n<a href=\"https:\/\/www.channelnewsasia.com\/singapore\/digital-payment-e-wallet-adoption-mas-report-2024-4218916\" class=\"reference-link-styled-956\">CNA\uff1a\u65b0\u52a0\u5761\u6570\u5b57\u652f\u4ed8\u666e\u53ca\u7387<\/a>\n<span class=\"reference-source-type-957\">\u6d88\u606f<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">5<\/span>\n<a href=\"https:\/\/www.db.com.sg\/personal\/paylah\/security.html\" class=\"reference-link-styled-956\">DBS\uff1aPayLah \u5b89\u5168\u6982\u8ff0<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a<\/span> (2023)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">6<\/span>\n<a href=\"https:\/\/www.police.gov.sg\/media-room\/news\/2022-0711_police-advisory-on-scams-targeting-digital-wallets\" class=\"reference-link-styled-956\">SPF\uff1a\u6570\u5b57\u94b1\u5305\u8bc8\u9a97\u8b66\u544a<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2022)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">7<\/span>\n<a href=\"https:\/\/www.mas.gov.sg\/development\/fintech\/digital-payments\" class=\"reference-link-styled-956\">\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\uff1a\u91d1\u878d\u79d1\u6280\u6570\u5b57\u652f\u4ed8<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">8<\/span>\n<a href=\"https:\/\/www.sgsecure.gov.sg\" class=\"reference-link-styled-956\">SGSecure\uff1a\u652f\u4ed8\u5b89\u5168\u63d0\u793a<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">9<\/span>\n<a href=\"https:\/\/www.imda.gov.sg\/programme-listing\/sg-digital-office\" class=\"reference-link-styled-956\">IMDA\uff1a\u9ad8\u7ea7\u6570\u5b57\u57f9\u8bad\u8ba1\u5212<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2023)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">10<\/span>\n<a href=\"https:\/\/www.mas.gov.sg\/consumer\/payment-services\/licensed-payment-services\" class=\"reference-link-styled-956\">\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS)\uff1a\u6301\u724c\u652f\u4ed8\u670d\u52a1\u63d0\u4f9b\u5546\u540d\u5355<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">11<\/span>\n<a href=\"https:\/\/www.pdpc.gov.sg\/Overview-of-PDPA\/Data-Provision-Obligations\" class=\"reference-link-styled-956\">PDPC\uff1a\u65b0\u52a0\u5761\u4e2a\u4eba\u6570\u636e\u4fdd\u62a4\u6cd5<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2023)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">12<\/span>\n<a href=\"https:\/\/www.channelnewsasia.com\/business\/singpass-digital-id-payment-mas-4102556\" class=\"reference-link-styled-956\">CNA\uff1aSingpass \u6570\u5b57 ID \u652f\u4ed8\u96c6\u6210<\/a>\n<span class=\"reference-source-type-957\">\u6d88\u606f<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">13<\/span>\n<a href=\"https:\/\/www.mas.gov.sg\/news\/media-releases\/2024\/sgqr-unified-payment-system\" class=\"reference-link-styled-956\">MAS\uff1aSGQR\u7edf\u4e00\u652f\u4ed8\u7cfb\u7edf<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">14<\/span>\n<a href=\"https:\/\/www.mas.gov.sg\/news\/press-releases\/2024\/mas-implements-instant-wallet-freeze\" class=\"reference-link-styled-956\">\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\uff1a\u5373\u65f6\u51bb\u7ed3\u94b1\u5305\u63aa\u65bd\u5b9e\u65bd<\/a>\n<span class=\"reference-source-type-957\">\u653f\u5e9c<\/span> (2024)\n<\/div>\n\n<div class=\"reference-item-container-954\">\n<span class=\"reference-number-badge-955\">15<\/span>\n<a href=\"https:\/\/www.euromoney.com\/article\/2a10zgiw6otabgg2irsss\/payments-in-southeast-asia-driven-by-consumer-vigilance\" class=\"reference-link-styled-956\">\u300a\u6b27\u6d32\u8d27\u5e01\u300b\uff1a\u6d88\u8d39\u8005\u5bf9\u652f\u4ed8\u7684\u8b66\u60d5\u6027<\/a>\n<span class=\"reference-source-type-957\">\u884c\u4e1a<\/span> (2025)\n<\/div>\n\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img decoding=\"async\" src=\"https:\/\/doinasia.com\/wp-content\/uploads\/2025\/08\/retail-counter-contactless-payment-smartphone-3.jpeg\" alt=\"\" class=\"wp-image-1251\"\/><\/figure>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u5b89\u5168\u7684\u5728\u7ebf\u652f\u4ed8\uff1a\u65b0\u52a0\u5761\u7684\u6570\u5b57\u94b1\u5305\u5982\u4f55\u8fd0\u4f5c\uff1f\u4f60\u662f\u5426\u66fe\u8b66\u60d5\u5730\u76ef\u7740\u201c\u7acb\u5373\u652f\u4ed8\u201d\u6309\u94ae\uff0c\u62c5\u5fc3\u4f60\u7684\u94f6\u884c\u5361\u4fe1\u606f\u4f1a\u4e0d\u4f1a\u51fa\u73b0\u5728\u4e0d\u8be5\u51fa\u73b0\u7684\u5730\u65b9\uff1f\u5982\u4eca\uff0c\u5c24\u5176\u662f\u5728\u65b0\u52a0\u5761\uff0c\u6570\u5b57\u94b1\u5305\u4f3c\u4e4e\u627f\u8bfa\u63d0\u4f9b\u5b89\u5168\u3001\u51e0\u4e4e\u65e0\u6469\u64e6\u7684\u652f\u4ed8\u670d\u52a1\uff0c\u4f46\u5b83\u4eec\u771f\u7684\u50cf\u5ba3\u4f20\u7684\u90a3\u6837\u5b89\u5168\u5417\uff1f[\u2026]<\/p>","protected":false},"author":10,"featured_media":1711,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":4,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[240,281],"tags":[758,842],"class_list":["post-1706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-economics","category-singapore","tag-singapore","tag-wallet"],"_genesis_description":"Discover how digital wallets revolutionize online payments in Singapore\u2014comprehensive security tips, expert insights, and step&#x2d;by&#x2d;step guidance for safe transactions.","_links":{"self":[{"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/posts\/1706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/comments?post=1706"}],"version-history":[{"count":1,"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/posts\/1706\/revisions"}],"predecessor-version":[{"id":1712,"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/posts\/1706\/revisions\/1712"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/media\/1711"}],"wp:attachment":[{"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/media?parent=1706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/categories?post=1706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doinasia.com\/zh\/wp-json\/wp\/v2\/tags?post=1706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}